EPayments vs Salary/Supplier Payments

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Using Sage 50 Accounts v29.

I have tried using EPayments but my bank (Bank Of Scotland/Business Banking Online) doesnt seem to offer this.

I understand that Salary/Supplier Payments uses Modulr which costs £18/month.

Epayments would seem to do what I need (payments to 40 suppliers per month) and has no extra charges associated with it. Can anyone advise me as to the benefits of Payroll/Supplier payments over this?

Thinking that I will have to move to a more helpful bank.

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