Hi Cami-

I am sorry the bank is unable to assist you with the direct deposit parameters.  Our file follows the standard NACHA operating rules.  Generally, the bank should supply you with necessary account information for NACHA-formatted files.   

Typically, it is populated with the originating bank's routing number – YOU are the originating bank.  Since the bank if not able to provide you with the information, I would try populating it with the routing/transit number of your bank.  Then create and send the prenote to your bank to assure their software can read the NACHA file properly.  For many banks, the Immediate destination, Immediate origin, and Receiving DFI are all populated with the same #.

The full definition is: “Immediate Destination: The routing/transit number and check digit of the receiving point. This is the numeric identification of the institution listed in Bank Account Name, above. Populates: File Header #3”

If that does not work and the bank needs additional information is needed for how Immediate Destination is defined and how it populates File Header #3 of the NACHA file, they can refer to the attached documents in article  How to set up direct deposit

In the article there are attachments:

• The attachment “DirectDepositSetup.pdf” give full instructions for all the fields
• The attachment “direct deposit roadmap.doc” gives a color-coded road map of the description of each entry and where it is used in the NACHA file – like where File Header #3 is located.

Sincerely,

Coleen

Hi Cami-

I am sorry the bank is unable to assist you with the direct deposit parameters.  Our file follows the standard NACHA operating rules.  Generally, the bank should supply you with necessary account information for NACHA-formatted files.   

Typically, it is populated with the originating bank's routing number – YOU are the originating bank.  Since the bank if not able to provide you with the information, I would try populating it with the routing/transit number of your bank.  Then create and send the prenote to your bank to assure their software can read the NACHA file properly.  For many banks, the Immediate destination, Immediate origin, and Receiving DFI are all populated with the same #.

The full definition is: “Immediate Destination: The routing/transit number and check digit of the receiving point. This is the numeric identification of the institution listed in Bank Account Name, above. Populates: File Header #3”

If that does not work and the bank needs additional information is needed for how Immediate Destination is defined and how it populates File Header #3 of the NACHA file, they can refer to the attached documents in article  How to set up direct deposit

In the article there are attachments:

• The attachment “DirectDepositSetup.pdf” give full instructions for all the fields
• The attachment “direct deposit roadmap.doc” gives a color-coded road map of the description of each entry and where it is used in the NACHA file – like where File Header #3 is located.

Sincerely,

Coleen