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South Africa: Low or Interest Free Loan/Debt Fringe Benefit - New Repo Rate Effective June 2025

The repurchase rate (repo rate)  decreased from 7.50% to 7.25% on 29 May 2025.

As from June 2025, the ‘low or interest free loan/debt’ fringe benefit should be calculated by using the new ‘official interest rate’.

 

The ‘official interest rate’ as defined in section 1 of the Income Tax Act:

= repo rate + 1%

= 7.25% + 1%

= 8.25%

 

 

NoteReview and amend all reports and system calculations that utilise this rate in the effective pay period.

Sources: