I am trying to determine what Sage looks at in the OFX file when it is making comparisions for matching transactions when you import the ofx file.  Currently the only thing matching when I import statements are the cheques.  

I make numerous online payments from my bank account, but they always show as "unmatched".  Does Sage look at the name or memo field when comparing the OFX transaction to the transactions in Sage?  I have tried putting the banking confirmation # in the source field when I make "pay invoice with cash" transaction and that did not work.  the OFX contains the confirmation # in the memo field of the transaction record.

Do I need to make sure the name field in the OFX is exactly the same as the vendor name in Sage?

Do I need to reference the account number that I'm paying? For examply, put the credit card number in the vendor name or source in Sage as it shows up in the memo field as well in the OFX file?

Maybe all of the above????  I have contacted Sage and none of them can tell me what information Sage looks at in the ofx to do the comparison.