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Amendments to Financial Imports

I'm raising this on behalf of a client who would like to see the below changes on the financial transaction import routines.

Username - it would be better if this defaulted to the user doing the import. 

Posting Date - this should default to the date of the import rather than being a column on the import file

it would be great if the validation option checked nominal codes to ensure that no mass postings end up in suspense.