File in use during conversion issue on multiple versions now

This began on 2020 Advanced, now also on 2020.1 Standard.

During file conversion, the conversion fails on one or more files.

For the Adv, if I ran it in Std mode as Admin, I was able to proceed.

With the Std, I copied over the file folder from the previous version and tried again and it went though, although it makes me feel uneasy.

On the Std, I am now trying to convert a TST company, and it is doing the same thing.  It stops at JC_JobTransactionDetail.M4T file.  It errors out and closes like normal, but if I try to rename the file in question, I can't.  Using Computer Management, the file does not show as being in use.

After attempting 2 restarts, the current file levels now show as 4.50 (even though the files were at 6.00 in the beginning) and now I get an error that JC0 is missing.

On each company in this instance, the same file was causing the error.