My subscription seems to have gotten out of hand.

SOLVED

My subscription seems to have gotten out of hand. I have Sage 50 Premium 2020 and i have somehow upgraded to Sage50cloud. I no longer do payroll so I will call and downgrade to no payroll. My biggest question is do i need the service plan?  i will be subscribing each year and getting the latest version on a yearly basis right? And i send the accountant a copy of the file and a back up version and they seem to be okay with that. Am i understanding this correctly...800 to 1000 dollars per year seems extremely high considering you can buy a boxed version for less.