Sage Payments is pretty seamless in Sage 100. Basically you enter your credit card information on the S/O for a pre-authorization or deposit, and it processes it within a couple seconds after sending to Sage Exchange. Then when you post, it will charge the card (for a prior pre-authorization). The invoice will show as paid in A/R. You can use credit cards in cash receipts as well. You post everything to a "credit card clearing" G/L then reconcile with the Sage Payments and process a transaction to move from credit card clearing to the bank when it hits the bank.

Sage Payments is pretty seamless in Sage 100. Basically you enter your credit card information on the S/O for a pre-authorization or deposit, and it processes it within a couple seconds after sending to Sage Exchange. Then when you post, it will charge the card (for a prior pre-authorization). The invoice will show as paid in A/R. You can use credit cards in cash receipts as well. You post everything to a "credit card clearing" G/L then reconcile with the Sage Payments and process a transaction to move from credit card clearing to the bank when it hits the bank.

I think what a lot of first time users misunderstand is that when the invoice is posted the money does not go straight into your cash account. When the deposit hits your bank account then you do a cash receipt to move the money to cash.